Life After Debt – Whats Next?

by admin
No comments
Life After Debt
Life after debt… What should you do once you get out of debt? The truth is that many people resume old financial habits after they successfully get out of debt. That would be bad enough during normal times, but considering the fact the we are headed for another Great Depression, it is imperative to fundamentally change how you manage and spend your money after you do get out of debt. So what should your financial priorities be in 2018? Well, “Dr. Doom” Marc Faber, who Continue reading →

The Disadvantages Of Credit Cards

by admin
No comments
Disadvantages Of Credit Cards
Credit cards can really be your savior in particular on occasions that you don’t have enough cash inside your pockets to buy an item that is badly required. It can give you the possibility of shopping for a range of items, supplies, services and properties without having to pay for them at once. On the other hand the disadvantages of credit cards can go ignored in the short run, but in the long run it’ll catch up with you. Disadvantages of Obtaining A Bank Credit Continue reading →

How to Pay Off Debt With No Extra Money

by admin
No comments
How to pay off debt with no extra money
So how to pay off debt with no extra money?  Well, one of the most important ways to learn how to manage your debt is to learn how to cut down on your spending. This allows you to free up extra money that you can then use for other uses, such as paying down your debt as well as emergency expenses, so that you do not find yourself in a situation where you need to incur additional debt.  The debt snowball worksheet can help create Continue reading →

How To Pay Off Debt With No Money

by admin
One comment
How To Pay Off Debt With No Money
Achieving Financial Freedom is not an easy task.  Credit card debt is one of the most common types of debt and often times the hardest type of debt to pay off. While you may only owe a couple of thousand of dollars on your credit cards, if you are only paying the minimum amount due you could actually end up taking several years to pay off the credit cards and in total pay more than double the amount you actually owe. To avoid this problem, Continue reading →

What Are The Different Types of Bankruptcy?

by admin
One comment
Types of Bankruptcy
You may be asking your self what are the different types of bankruptcy out there?  Considering bankruptcy as a solution to your debt problems? Before you take that step, be sure that you are aware of all the facts surrounding bankruptcy. 2 Main Types of Bankruptcy First, it is important to understand that there are actually two types of bankruptcy. These are known as Chapter 7  and Chapter 13. Below is a basic rundown of the differences between the two. Chapter 7 bankruptcy refers to Continue reading →

Raise Credit Score 100 Points Overnight!

by admin
No comments
Raise Credit Score 100 Points Overnight
Raise credit score 100 points overnight… Is that even possible? Yes! As more and more consumers succumb to the guilty pleasure of easy credit, the unfortunate side effect is that many consumers are experiencing low credit scores. The good news is that there are ways to raise your credit score, regardless of whether your credit score is bad because of a bankruptcy or simply too much of a good thing; in this case, credit. Steps to Raise Credit Score 100 Points Overnight The first step Continue reading →

What To look For In a Consumer Credit Counseling Service

by admin
No comments
Consumer Credit Counseling Service
Today there are a large number of debt management plans and consumer credit counseling service companies operating today. In fact, it may seem as though your mailbox, telephone and television are littered with them. When choosing the right company for you; however, it is important to keep several important tips in mind. Determining if You Need a Consumer Credit Counseling Service You may not even need a consumer credit counseling service. These questions will help you determine if a consumer credit counseling service is applicable Continue reading →

Debt Settlement – Using A Debt Settlement Company

by admin
One comment
Debt Settlement - Using A Debt Settlement Company
Using a Debt Settlement Company Can Simplify Settling Your Debt Have you considered using a debt settlement company?  If you have found yourself with more debt than you care for or can handle you may be considering ways in which you can consolidate and/or pay off your debt. The term debt settlement is frequently heard in connection with debt consolidation; however, before you jump in feet first it is important to fully understand what is involved in debt settlement. Basically, debt settlement is the process Continue reading →

What is Chapter 13 Bankruptcy?

by admin
No comments
What is Chapter 13 Bankruptcy
What is Chapter 13 Bankruptcy? You may be asking yourself “What is chapter 13 bankruptcy?  What are my options with chapter 13 bankruptcy?”  When considering bankruptcy as a solution for your debt problems there are several factors of which you should be aware before taking this important step. While some people do decide that bankruptcy is still in their best interest, taking the time to understand all of the facts up front can help you to make the most informed decision possible. Since Chapter 7 Continue reading →

How To Manage Your Debt

by admin
No comments
How To Manage Your Debt By Spending Less
Manage Your Debt How can you manage debt?  Many people feel as though debt is truly a nasty four-letter word and for some people it is—when it has gotten out of control and reached epic proportions. Debt in and of itself is not necessarily a bad thing; however. In fact, it can actually be a good thing. Like everything; however, it must be used in moderation. When used correctly, debt allows you to develop a good credit history which in turn helps you to make Continue reading →

Recent Posts

  • keeping a good credit scoreSurviving the A Credit Crisis
    In the current economic climate, it has been difficult for many to maintain a good credit score. Understanding how your credit score works is important. With the large amount of layoffs and the lack of available funds to borrow, keeping ourselves afloat has never been more difficult. As we begin to feel the squeeze of the credit crisis, we start to see mounting bills and other debt that just cannot be ignored. From utility bills to credit card payments, action must be taken in order Continue reading →
  • Debt Settlement - Using A Debt Settlement CompanyDebt Settlement – Using A Debt Settlement Company
    Using a Debt Settlement Company Can Simplify Settling Your Debt Have you considered using a debt settlement company?  If you have found yourself with more debt than you care for or can handle you may be considering ways in which you can consolidate and/or pay off your debt. The term debt settlement is frequently heard in connection with debt consolidation; however, before you jump in feet first it is important to fully understand what is involved in debt settlement. Basically, debt settlement is the process Continue reading →
  • Free Self Credit Repair ServicesFree Self Credit Repair Services
    If you have overwhelming credit, unmistakably you are subjected to ignominy. The creditors will often mince disparaging words. But you can put things back to the system if you have at least an iota of hope.. Here are the top tips to help you overcome the bad credit menace. Read more.  The article covers Tips on How to Repair Bad Credit Check your credit report regularly Review the Best Free Self Credit Repair Services There are experts you can get to teach you how to Continue reading →
  • How to Stop Harassing Bill Collectors
    Stop the Harassing Bill Collectors in Their Path Are you receiving calls from harassing bill collectors?  Under the Fair Debt Collection Practices Act, also known as the FDCPA, debt collectors are prohibited from engaging in abusive behavior. While you may think they can get away with a lot, it’s good to know that you do have certain rights and can take specific steps to keep debt collectors from engaging in abusive behavior. First, it is important to realize that the Act does not actually cover Continue reading →
  • Protecting yourself From Identity TheftProtecting Yourself From Identity Theft
    Protecting Yourself From Identity Theft Protecting yourself from identity theft is not something we thing about every day, until we are affected by identity theft.  We all know that identity theft is on the rise; however, you may not realize just how prevalent it actually is. According to statistics every 79 seconds someone becomes the victim of identity theft. In many instances identity theft isn’t petty business, either. When someone steals your identity it can mean having thousands of dollars in debt racked up in Continue reading →