I Am Credit Fit

Recent Posts

• Manage Debt to Income Ratio and Your Debt
  Manage Debt to Income Ratio You might be asking yourself “How do I manage my debt to income ratio?”  Understanding your debt to income ratio is extremely important in managing your debt. Unfortunately; however, many people fail to understand this very important concept and as a result their credit scores suffer. Regardless of whether you are currently considering taking out a loan or you are looking at ways in which you can pay off your current debt load it is imperative to always keep a Continue reading →
• Examples of Investment Policies And Fund Types
  Investment policies and Fund types Most of the mutual funds are being handled by the Asset management company as they collect the funds and the management fee from the investors for operations. Investors are open to invest in most of the market sectors without any constraint and can even switch assets across different types of funds while still getting benefited from the centralized record maintenance features. You can also ready more about some of the different vanguard funds.  Check out some examples of investment policies Continue reading →
• Roth IRA Is Better Than Roth 401(k)
  The Roth IRA has one distinct advantage over the newly-arrived Roth 401(k). With a Roth IRA, you can withdraw your initial investment fee- and tax-free at any time. Not so with the Roth 401(k). You can’t withdraw your contribution to a Roth 401(k) until you actually retire. Should you want to withdraw your contribution from your Roth IRA, simply contact the financial services company where you invest and tell them what you want to do. They’ll be able to tell you the amount you’ve contributed if you don’t remember. Continue reading →
• Raise Credit Score 100 Points Overnight!
  Raise credit score 100 points overnight… Is that even possible? Yes! As more and more consumers succumb to the guilty pleasure of easy credit, the unfortunate side effect is that many consumers are experiencing low credit scores. The good news is that there are ways to raise your credit score, regardless of whether your credit score is bad because of a bankruptcy or simply too much of a good thing; in this case, credit. Steps to Raise Credit Score 100 Points Overnight The first step Continue reading →
• What Are The Different Types of Bankruptcy?
  You may be asking your self what are the different types of bankruptcy out there?  Considering bankruptcy as a solution to your debt problems? Before you take that step, be sure that you are aware of all the facts surrounding bankruptcy. 2 Main Types of Bankruptcy First, it is important to understand that there are actually two types of bankruptcy. These are known as Chapter 7  and Chapter 13. Below is a basic rundown of the differences between the two. Chapter 7 bankruptcy refers to Continue reading →