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What Are The Different Types of Bankruptcy?

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You may be asking your self what are the different types of bankruptcy out there? Considering bankruptcy as a solution to your debt problems? Before you take that step, be sure that you are aware of all the facts surrounding bankruptcy. 2 Main Types of Bankruptcy First, it is important to understand that there are actually two types of bankruptcy. These are known as Chapter 7 and Chapter 13. Below is a basic rundown of the differences between the two. Chapter 7 bankruptcy refers to Continue reading →

What is Chapter 13 Bankruptcy?

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What is Chapter 13 Bankruptcy? You may be asking yourself “What is chapter 13 bankruptcy? What are my options with chapter 13 bankruptcy?” When considering bankruptcy as a solution for your debt problems there are several factors of which you should be aware before taking this important step. While some people do decide that bankruptcy is still in their best interest, taking the time to understand all of the facts up front can help you to make the most informed decision possible. Since Chapter 7 Continue reading →

Chapter 7 Bankruptcy Checklist – What you Need to Know

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By having a chapter 7 bankruptcy checklist you’ll be able to make sure you’re prepared! Although it is becoming more difficult to file Chapter 7 Bankruptcy, it is still worth consideration in the event that you are possibly able to receive approval to file this type of bankruptcy. * Chapter 7 bankruptcy checklist below. * Many people operate under the false assumption that Chapter 7 is a better way to file bankruptcy than Chapter 13 because the court effectively wipes out their debts and they Continue reading →

Manage Debt to Income Ratio and Your Debt
Manage Debt to Income Ratio You might be asking yourself “How do I manage my debt to income ratio?” Understanding your debt to income ratio is extremely important in managing your debt. Unfortunately; however, many people fail to understand this very important concept and as a result their credit scores suffer. Regardless of whether you are currently considering taking out a loan or you are looking at ways in which you can pay off your current debt load it is imperative to always keep a Continue reading →
Examples of Investment Policies And Fund Types
Investment policies and Fund types Most of the mutual funds are being handled by the Asset management company as they collect the funds and the management fee from the investors for operations. Investors are open to invest in most of the market sectors without any constraint and can even switch assets across different types of funds while still getting benefited from the centralized record maintenance features. You can also ready more about some of the different vanguard funds. Check out some examples of investment policies Continue reading →
Credit Card Approval Criteria & Best Use of Credit Cards
Credit Cards are small plastic cards that can give you financial flexibility. There are different types of credit cards that are issued by financial companies. Examples of these are business credit cards, student credit cards, and secured credit cards, among others. But before somebody gets approved for a card, a series of background check is performed first. And all credit card companies, including those providing online credit cards, use them. Credit Card Approval Criteria Used in Issuing a Credit Card Creditworthiness. Creditworthiness corresponds to a Continue reading →
The Disadvantages Of Credit Cards
Credit cards can really be your savior in particular on occasions that you don’t have enough cash inside your pockets to buy an item that is badly required. It can give you the possibility of shopping for a range of items, supplies, services and properties without having to pay for them at once. On the other hand the disadvantages of credit cards can go ignored in the short run, but in the long run it’ll catch up with you. Disadvantages of Obtaining A Bank Credit Continue reading →
What Are The Different Types of Bankruptcy?
You may be asking your self what are the different types of bankruptcy out there? Considering bankruptcy as a solution to your debt problems? Before you take that step, be sure that you are aware of all the facts surrounding bankruptcy. 2 Main Types of Bankruptcy First, it is important to understand that there are actually two types of bankruptcy. These are known as Chapter 7 and Chapter 13. Below is a basic rundown of the differences between the two. Chapter 7 bankruptcy refers to Continue reading →

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What Are The Different Types of Bankruptcy?

What is Chapter 13 Bankruptcy?

Chapter 7 Bankruptcy Checklist – What you Need to Know

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