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What Are The Different Types of Bankruptcy?

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You may be asking your self what are the different types of bankruptcy out there? Considering bankruptcy as a solution to your debt problems? Before you take that step, be sure that you are aware of all the facts surrounding bankruptcy. 2 Main Types of Bankruptcy First, it is important to understand that there are actually two types of bankruptcy. These are known as Chapter 7 and Chapter 13. Below is a basic rundown of the differences between the two. Chapter 7 bankruptcy refers to Continue reading →

What is Chapter 13 Bankruptcy?

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What is Chapter 13 Bankruptcy? You may be asking yourself “What is chapter 13 bankruptcy? What are my options with chapter 13 bankruptcy?” When considering bankruptcy as a solution for your debt problems there are several factors of which you should be aware before taking this important step. While some people do decide that bankruptcy is still in their best interest, taking the time to understand all of the facts up front can help you to make the most informed decision possible. Since Chapter 7 Continue reading →

Chapter 7 Bankruptcy Checklist – What you Need to Know

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By having a chapter 7 bankruptcy checklist you’ll be able to make sure you’re prepared! Although it is becoming more difficult to file Chapter 7 Bankruptcy, it is still worth consideration in the event that you are possibly able to receive approval to file this type of bankruptcy. * Chapter 7 bankruptcy checklist below. * Many people operate under the false assumption that Chapter 7 is a better way to file bankruptcy than Chapter 13 because the court effectively wipes out their debts and they Continue reading →

How To Pay Off Debt With No Money
Achieving Financial Freedom is not an easy task. Credit card debt is one of the most common types of debt and often times the hardest type of debt to pay off. While you may only owe a couple of thousand of dollars on your credit cards, if you are only paying the minimum amount due you could actually end up taking several years to pay off the credit cards and in total pay more than double the amount you actually owe. To avoid this problem, Continue reading →
Improve Credit With Consolidate Student Loans
Student loans are the type of financial aid offered by the government to qualified college students so as to help them with the rising costs of university education. Just like any other loans, student loans are also given with an interest rate. But the interest bestowed upon student loans is considerably low when compared to the regular ones. Most consolidate student loans with student grants. When done that way, part of the loan need not be repaid anymore. That alone is going to be a Continue reading →
How To Manage Your Debt
Manage Your Debt How can you manage debt? Many people feel as though debt is truly a nasty four-letter word and for some people it is—when it has gotten out of control and reached epic proportions. Debt in and of itself is not necessarily a bad thing; however. In fact, it can actually be a good thing. Like everything; however, it must be used in moderation. When used correctly, debt allows you to develop a good credit history which in turn helps you to make Continue reading →
Credit Card Approval Criteria & Best Use of Credit Cards
Credit Cards are small plastic cards that can give you financial flexibility. There are different types of credit cards that are issued by financial companies. Examples of these are business credit cards, student credit cards, and secured credit cards, among others. But before somebody gets approved for a card, a series of background check is performed first. And all credit card companies, including those providing online credit cards, use them. Credit Card Approval Criteria Used in Issuing a Credit Card Creditworthiness. Creditworthiness corresponds to a Continue reading →
Raise Credit Score 100 Points Overnight!
Raise credit score 100 points overnight… Is that even possible? Yes! As more and more consumers succumb to the guilty pleasure of easy credit, the unfortunate side effect is that many consumers are experiencing low credit scores. The good news is that there are ways to raise your credit score, regardless of whether your credit score is bad because of a bankruptcy or simply too much of a good thing; in this case, credit. Steps to Raise Credit Score 100 Points Overnight The first step Continue reading →

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What Are The Different Types of Bankruptcy?

What is Chapter 13 Bankruptcy?

Chapter 7 Bankruptcy Checklist – What you Need to Know

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