Counseling / Consolidation Archives

What To look For In a Consumer Credit Counseling Service

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Today there are a large number of debt management plans and consumer credit counseling service companies operating today. In fact, it may seem as though your mailbox, telephone and television are littered with them. When choosing the right company for you; however, it is important to keep several important tips in mind. Determining if You Need a Consumer Credit Counseling Service You may not even need a consumer credit counseling service. These questions will help you determine if a consumer credit counseling service is applicable Continue reading →

Debt Settlement – Using A Debt Settlement Company

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Debt Settlement - Using A Debt Settlement Company

Using a Debt Settlement Company Can Simplify Settling Your Debt Have you considered using a debt settlement company? If you have found yourself with more debt than you care for or can handle you may be considering ways in which you can consolidate and/or pay off your debt. The term debt settlement is frequently heard in connection with debt consolidation; however, before you jump in feet first it is important to fully understand what is involved in debt settlement. Basically, debt settlement is the process Continue reading →

Understanding A Debt Consolidation Loan

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The facts for a debt consolidation loan Unfortunately, many people wait far later than they should to consolidate their debt and manage it. One of the main reasons for this is that some people perceive debt consolidation to be negative when in reality it actually provides a number of advantages. Like any other important financial decision; however, you should fully understand the advantages and disadvantages of consolidating your debt. First, understand that the process of consolidating your debt involves obtaining one loan to pay off Continue reading →

Free Self Credit Repair Services
If you have overwhelming credit, unmistakably you are subjected to ignominy. The creditors will often mince disparaging words. But you can put things back to the system if you have at least an iota of hope.. Here are the top tips to help you overcome the bad credit menace. Read more. The article covers Tips on How to Repair Bad Credit Check your credit report regularly Review the Best Free Self Credit Repair Services There are experts you can get to teach you how to Continue reading →
Why You Should Do Credit Card Arbitrage
I wasn’t going to ever write about credit card arbitrage, but a couple of fellow PF bloggers have had some experiences within the last week that I felt deserved comment. First I read Q’s post at $1 Million to My Name about how he’s finally succumbed to the lure of 0% balance transfers. Credit card arbitrage, or 0% balance transfers, are a common way some personal finance-savvy people make a little ‘free’ money. Essentially, you apply for a 0% balance transfer credit card with a large credit Continue reading →
Chapter 7 Bankruptcy Checklist – What you Need to Know
By having a chapter 7 bankruptcy checklist you’ll be able to make sure you’re prepared! Although it is becoming more difficult to file Chapter 7 Bankruptcy, it is still worth consideration in the event that you are possibly able to receive approval to file this type of bankruptcy. * Chapter 7 bankruptcy checklist below. * Many people operate under the false assumption that Chapter 7 is a better way to file bankruptcy than Chapter 13 because the court effectively wipes out their debts and they Continue reading →
Manage Debt to Income Ratio and Your Debt
Manage Debt to Income Ratio You might be asking yourself “How do I manage my debt to income ratio?” Understanding your debt to income ratio is extremely important in managing your debt. Unfortunately; however, many people fail to understand this very important concept and as a result their credit scores suffer. Regardless of whether you are currently considering taking out a loan or you are looking at ways in which you can pay off your current debt load it is imperative to always keep a Continue reading →
How To Manage Your Debt
Manage Your Debt How can you manage debt? Many people feel as though debt is truly a nasty four-letter word and for some people it is—when it has gotten out of control and reached epic proportions. Debt in and of itself is not necessarily a bad thing; however. In fact, it can actually be a good thing. Like everything; however, it must be used in moderation. When used correctly, debt allows you to develop a good credit history which in turn helps you to make Continue reading →

I Am Credit Fit

What To look For In a Consumer Credit Counseling Service

Debt Settlement – Using A Debt Settlement Company

Understanding A Debt Consolidation Loan

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