Recent Posts

• Free Self Credit Repair Services
  If you have overwhelming credit, unmistakably you are subjected to ignominy. The creditors will often mince disparaging words. But you can put things back to the system if you have at least an iota of hope.. Here are the top tips to help you overcome the bad credit menace. Read more.  The article covers Tips on How to Repair Bad Credit Check your credit report regularly Review the Best Free Self Credit Repair Services There are experts you can get to teach you how to Continue reading →
• Credit Card vs Debit Card
  You’ve heard the phrase about a million times right before you swipe your card through those Point of Sale (POS) terminal at the grocery or department store. (By the way, why the crap can’t those things all work the same way? I have to guess the order of operation at each retailer. Do I swipe then press credit? Do I tell the clerk what I’m using first? Do I press cancel to use credit? You have two choices in this situation. (1) Ask the clerk, Continue reading →
• Understanding A Debt Consolidation Loan
  The facts for a debt consolidation loan Unfortunately, many people wait far later than they should to consolidate their debt and manage it. One of the main reasons for this is that some people perceive debt consolidation to be negative when in reality it actually provides a number of advantages. Like any other important financial decision; however, you should fully understand the advantages and disadvantages of consolidating your debt. First, understand that the process of consolidating your debt involves obtaining one loan to pay off Continue reading →
• Credit Card Approval Criteria & Best Use of Credit Cards
  Credit Cards are small plastic cards that can give you financial flexibility. There are different types of credit cards that are issued by financial companies. Examples of these are business credit cards, student credit cards, and secured credit cards, among others. But before somebody gets approved for a card, a series of background check is performed first. And all credit card companies, including those providing online credit cards, use them. Credit Card Approval Criteria Used in Issuing a Credit Card Creditworthiness.  Creditworthiness corresponds to a Continue reading →
• Roth IRA Is Better Than Roth 401(k)
  The Roth IRA has one distinct advantage over the newly-arrived Roth 401(k). With a Roth IRA, you can withdraw your initial investment fee- and tax-free at any time. Not so with the Roth 401(k). You can’t withdraw your contribution to a Roth 401(k) until you actually retire. Should you want to withdraw your contribution from your Roth IRA, simply contact the financial services company where you invest and tell them what you want to do. They’ll be able to tell you the amount you’ve contributed if you don’t remember. Continue reading →