Tag Archives: credit card companies

Are Credit Card Companies Really Charging 83.3% Interest?

by admin

No comments

Everyone pays attention to the interest rate when shopping around for credit cards, but Finance Charge policies are rarely glanced at. Are credit card company’s are really charging you 83.3% interest? The normal credit card APR ranges from 12%-29%. When a customer receives a $1000 loan from a bank, the bank in turn has the legal right to charge interest on the rate you borrowed the loan. If, for example, the interest rate were a fixed 10%, cost of borrowing the original $1000 would be at Continue reading →

The Disadvantages Of Credit Cards

by admin

No comments

Credit cards can really be your savior in particular on occasions that you don’t have enough cash inside your pockets to buy an item that is badly required. It can give you the possibility of shopping for a range of items, supplies, services and properties without having to pay for them at once. On the other hand the disadvantages of credit cards can go ignored in the short run, but in the long run it’ll catch up with you. Disadvantages of Obtaining A Bank Credit Continue reading →

How To Pay Off Debt With No Money

by admin

One comment

Achieving Financial Freedom is not an easy task. Credit card debt is one of the most common types of debt and often times the hardest type of debt to pay off. While you may only owe a couple of thousand of dollars on your credit cards, if you are only paying the minimum amount due you could actually end up taking several years to pay off the credit cards and in total pay more than double the amount you actually owe. To avoid this problem, Continue reading →

Hidden Facts About Credit Card Companies

by admin

No comments

Credit Card Companies & Credit Card Debt Credit card debt is the most common contributor of debt for most people; however, very few people know exactly what credit card companies are allowed to do and not allowed to do when it comes to their credit. Understanding what boundaries credit card companies must abide by can help you to become one step closer to better managing your debt. First, it is important to understand that contrary to popular opinion credit card companies have the absolute right Continue reading →

Roth IRA Is Better Than Roth 401(k)
The Roth IRA has one distinct advantage over the newly-arrived Roth 401(k). With a Roth IRA, you can withdraw your initial investment fee- and tax-free at any time. Not so with the Roth 401(k). You can’t withdraw your contribution to a Roth 401(k) until you actually retire. Should you want to withdraw your contribution from your Roth IRA, simply contact the financial services company where you invest and tell them what you want to do. They’ll be able to tell you the amount you’ve contributed if you don’t remember. Continue reading →
Are Credit Card Companies Really Charging 83.3% Interest?
Everyone pays attention to the interest rate when shopping around for credit cards, but Finance Charge policies are rarely glanced at. Are credit card company’s are really charging you 83.3% interest? The normal credit card APR ranges from 12%-29%. When a customer receives a $1000 loan from a bank, the bank in turn has the legal right to charge interest on the rate you borrowed the loan. If, for example, the interest rate were a fixed 10%, cost of borrowing the original $1000 would be at Continue reading →
Manage Debt to Income Ratio and Your Debt
Manage Debt to Income Ratio You might be asking yourself “How do I manage my debt to income ratio?” Understanding your debt to income ratio is extremely important in managing your debt. Unfortunately; however, many people fail to understand this very important concept and as a result their credit scores suffer. Regardless of whether you are currently considering taking out a loan or you are looking at ways in which you can pay off your current debt load it is imperative to always keep a Continue reading →
Examples of Investment Policies And Fund Types
Investment policies and Fund types Most of the mutual funds are being handled by the Asset management company as they collect the funds and the management fee from the investors for operations. Investors are open to invest in most of the market sectors without any constraint and can even switch assets across different types of funds while still getting benefited from the centralized record maintenance features. You can also ready more about some of the different vanguard funds. Check out some examples of investment policies Continue reading →
How To Pay Off Debt With No Money
Achieving Financial Freedom is not an easy task. Credit card debt is one of the most common types of debt and often times the hardest type of debt to pay off. While you may only owe a couple of thousand of dollars on your credit cards, if you are only paying the minimum amount due you could actually end up taking several years to pay off the credit cards and in total pay more than double the amount you actually owe. To avoid this problem, Continue reading →

I Am Credit Fit

Tag Archives: credit card companies

Are Credit Card Companies Really Charging 83.3% Interest?

The Disadvantages Of Credit Cards

How To Pay Off Debt With No Money

Hidden Facts About Credit Card Companies

Post Categories

Recent Posts