Tag Archives: credit card companies

Are Credit Card Companies Really Charging 83.3% Interest?

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Everyone pays attention to the interest rate when shopping around for credit cards, but Finance Charge policies are rarely glanced at. Are credit card company’s are really charging you 83.3% interest? The normal credit card APR ranges from 12%-29%. When a customer receives a $1000 loan from a bank, the bank in turn has the legal right to charge interest on the rate you borrowed the loan. If, for example, the interest rate were a fixed 10%, cost of borrowing the original $1000 would be at Continue reading →

The Disadvantages Of Credit Cards

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Credit cards can really be your savior in particular on occasions that you don’t have enough cash inside your pockets to buy an item that is badly required. It can give you the possibility of shopping for a range of items, supplies, services and properties without having to pay for them at once. On the other hand the disadvantages of credit cards can go ignored in the short run, but in the long run it’ll catch up with you. Disadvantages of Obtaining A Bank Credit Continue reading →

How To Pay Off Debt With No Money

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Achieving Financial Freedom is not an easy task. Credit card debt is one of the most common types of debt and often times the hardest type of debt to pay off. While you may only owe a couple of thousand of dollars on your credit cards, if you are only paying the minimum amount due you could actually end up taking several years to pay off the credit cards and in total pay more than double the amount you actually owe. To avoid this problem, Continue reading →

Hidden Facts About Credit Card Companies

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Credit Card Companies & Credit Card Debt Credit card debt is the most common contributor of debt for most people; however, very few people know exactly what credit card companies are allowed to do and not allowed to do when it comes to their credit. Understanding what boundaries credit card companies must abide by can help you to become one step closer to better managing your debt. First, it is important to understand that contrary to popular opinion credit card companies have the absolute right Continue reading →

Raise Credit Score 100 Points Overnight!
Raise credit score 100 points overnight… Is that even possible? Yes! As more and more consumers succumb to the guilty pleasure of easy credit, the unfortunate side effect is that many consumers are experiencing low credit scores. The good news is that there are ways to raise your credit score, regardless of whether your credit score is bad because of a bankruptcy or simply too much of a good thing; in this case, credit. Steps to Raise Credit Score 100 Points Overnight The first step Continue reading →
The Disadvantages Of Credit Cards
Credit cards can really be your savior in particular on occasions that you don’t have enough cash inside your pockets to buy an item that is badly required. It can give you the possibility of shopping for a range of items, supplies, services and properties without having to pay for them at once. On the other hand the disadvantages of credit cards can go ignored in the short run, but in the long run it’ll catch up with you. Disadvantages of Obtaining A Bank Credit Continue reading →
How to Stop Harassing Bill Collectors
Stop the Harassing Bill Collectors in Their Path Are you receiving calls from harassing bill collectors? Under the Fair Debt Collection Practices Act, also known as the FDCPA, debt collectors are prohibited from engaging in abusive behavior. While you may think they can get away with a lot, it’s good to know that you do have certain rights and can take specific steps to keep debt collectors from engaging in abusive behavior. First, it is important to realize that the Act does not actually cover Continue reading →
Roth IRA Is Better Than Roth 401(k)
The Roth IRA has one distinct advantage over the newly-arrived Roth 401(k). With a Roth IRA, you can withdraw your initial investment fee- and tax-free at any time. Not so with the Roth 401(k). You can’t withdraw your contribution to a Roth 401(k) until you actually retire. Should you want to withdraw your contribution from your Roth IRA, simply contact the financial services company where you invest and tell them what you want to do. They’ll be able to tell you the amount you’ve contributed if you don’t remember. Continue reading →
Chapter 7 Bankruptcy Checklist – What you Need to Know
By having a chapter 7 bankruptcy checklist you’ll be able to make sure you’re prepared! Although it is becoming more difficult to file Chapter 7 Bankruptcy, it is still worth consideration in the event that you are possibly able to receive approval to file this type of bankruptcy. * Chapter 7 bankruptcy checklist below. * Many people operate under the false assumption that Chapter 7 is a better way to file bankruptcy than Chapter 13 because the court effectively wipes out their debts and they Continue reading →

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Tag Archives: credit card companies

Are Credit Card Companies Really Charging 83.3% Interest?

The Disadvantages Of Credit Cards

How To Pay Off Debt With No Money

Hidden Facts About Credit Card Companies

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